How it works

Brought to you by CARE International

Lendwithcare brings together entrepreneurs in developing countries with people with the power to help them - people like you. Run by one of the world's leading aid and development organisations, Lendwithcare is a revolutionary way for you to help people in the developing world to transform their lives.

It starts with an idea

Whether it's opening a market stall, or perhaps a small tailoring business, or diversifying the crops they grow, people across the developing world are bursting with business ideas – all they need is a helping hand to get started.

The entrepreneur requests a loan

Entrepreneurs approach a local Microfinance Institution (MFI) that is a Lendwithcare partner and, if their ideas show promise, they get the go-ahead for the loan they need to get their business going.

You lend to an entrepreneur

The MFI uploads the entrepreneur’s profile to Lendwithcare. You can see these in the Entrepreneurs section, where you can choose which promising business idea you’d like to support.

The entrepreneur’s business grows

Entrepreneur profiles are updated so you can see how their business is transforming their lives.

Your loan is repaid

The entrepreneur pays back their loan in installments to the MFI, which transfers these repayments to CARE International. We then credit the repayment to your Lendwithcare account. It’s as simple as that!

You decide what happens next

When your loan is repaid you can withdraw it if you wish. You can also donate it to CARE International, or you can make another loan, helping more entrepreneurs turn their ideas and hopes for a better future into reality.

Want to know more?

Help centre >

Ready to change a life with a loan?

Start lending >

What is microfinance?

Microfinance refers to financial services for poor and low-income clients. Although most attention has been on the provision of small loans, microfinance also includes the provision of other basic financial services such as savings, money transfer and insurance.

What happens after I lend?

At the end of the month after the loan is funded we transfer the funds to our MFI partner who transfers it to the entrepreneur if they haven't pre-disbursed the loan. Your chosen entrepreneur then uses your loan and makes repayments to your Lendwithcare account each month.

Microfinance institutions partnering with CARE

Lendwithcare partners with local microfinance institutions (MFIs) to provide loans to entrepreneurs. You can find out more about each of our partner MFIs here.

If 100% of my loan goes to the entrepreneur, what about operating costs?

Lendwithcare can only continue if our operating costs are covered by donations from you, our Lenders and Corporate and Foundation donations. This is why we ask for a voluntary top up donation at the point you make a loan.

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