Yes, currency exchange rates do affect the value of the loan repayments. Loans provided by you are ultimately provided to entrepreneurs in local currencies. Equally, repayments to you are translated back into GB pounds using the prevailing exchange rate.
Exchange rates fluctuate over time so the monthly instalment you receive in GB Pounds will differ slightly to that forecast on the repayment schedule that is attached to each entrepreneur. Therefore, you will see fluctuations in repayment values; these will sometimes be less than the forecast repayment. If there is any exchange rate gain then this will be retained by CARE to help with our operational costs.