About Us

Lendwithcare is a revolutionary way to help people in low-income countries to work their way out of poverty with dignity. Through Lendwithcare, you can lend as little as £15 to fund a small business. Once your money is repaid, you can choose to recycle your loan to support more low-income entrepreneurs, make a donation or withdraw your funds.

Lendwithcare is an initiative of poverty fighting charity, CARE International UK. We currently operate in eleven countries and you can find out more about how Lendwithcare works here.

100% of the money loaned through Lendwithcare goes to the low-income entrepreneurs you choose to support. Please consider becoming a Lendwithcare Angel and making a monthly donation to help us expand Lendwithcare to even more countries and help more people to work their way out of poverty with dignity.

CARE International UK

CARE International UK is a member of the CARE International confederation, one of the world’s leading aid and development organisations.

CARE fights poverty and injustice in over 100 countries to help the world’s poorest people find routes out of poverty. We provide immediate aid to people hit by disasters and emergencies, and long-term support to poor communities to rebuild lives and overcome poverty.

With over 75 years of experience creating lasting change, we recognise that women and girls suffer disproportionately from poverty – but that equipped with the proper resources, women have the power to help whole families and communities escape poverty. That’s why women are at the heart of our community-based efforts to improve basic education, increase access to quality health care and expand economic opportunity for all.

CARE is non-religious and non-political, allowing us to deliver humanitarian and development assistance to anyone in need regardless of race, gender, ethnicity, age, religion, political view or sexual orientation.

You can find out more about how we are helping to transform lives at the CARE International UK website here.

Our expertise in microfinance

We are dedicated to helping people transform their own lives. And we think microfinance is an ideal way to do it.

CARE aims to ensure that people across the world have access to the financial tools and training they need to lift themselves out of poverty. One such innovation is the launch of Village Savings & Loan Associations in 1991.

CARE has been working on microfinance for more than two decades and currently has over 130 microfinance projects in more than 30 countries, helping poor people to increase their income and make their futures more secure.

However, we believe that the real potential of microfinance is yet to be realised. Most of the world’s poorest people still do not have access to basic financial services. That’s why we set up Lendwithcare. And that’s why we need your support.

Read more about CARE's financial inclusion work here.

What are Village Savings & Loans Associations?

In 1991, CARE launched a transformative program in Niger that would change the world – at least parts of it. It harnessed the traditional practice of group savings in an innovative concept called Village Savings & Loan Associations. VSLAs offered women in particular a safe way to save money and access loans. No outside capital was needed – only a lockbox, three keys and some basic financial training.

Across many low-income countries, CARE has found that microfinance institutions do not always reach the very rural and isolated poor. This is largely due to the challenges of reaching rural areas and the small demand for microfinance services. These communities generally require financial services with a greater emphasis on savings than on credit. This is why VSLAs are so important, as starting with savings support can often be the stepping stone that low-income communities need to start new income-generating activities and access microcredit when it is appropriate.

Climate positive grants can help buy fuel efficient cookstoves.
Climate Positive Grants

We're proud to introduce a new way to support low-income families most at risk of climate change through Lendwithcare. Find out more about making a grant today.