Minda Ceniza

Tuburan, Cebu, Philippine, Philippines

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35055 - thumbnail
35055 - thumbnail
35055 - thumbnail

Minda needed £2062.50 for her business.

Amount Requested

Amount requested:


Repayment term

Repayment term:

36 Months

Activity type

Activity type:

Retail - food

MFI Partner

MFI partner:


Minda Ceniza is a 64 year old woman. She is still active in managing her progressive sari-sari store near a local secondary school in the town of Tuburan in Cebu province. She has three adult children and two of them are still living with her.  Her youngest child recently graduated from college and is now looking for work. Her husband died more than twenty years ago. Minda started to sell food items such as chips, biscuits, sweets and
cold beverages fifteen years ago now.
As time went on, she started to purchase school supplies and cook Filipino delicacies such as banana cue, camote cue (sweet potato) and turon (sliced banana rolled in a spring roll wrapper).  Minda also sells affordable dishes made of fish, pork, chicken and vegetables. She has a small kitchen at the back of her stall where she will cook her snacks and meals. She is helped in her business by three females and one of them has been working with her for five years now. She will hire two more female workers on the 4th of June when the schools open again. For her to improve her working capital, Minda became a member of the microfinance organisation, Lamac Multi-Purpose Cooperative, and has requested a new loan in order to bulk purchase beverages, chips, sweets, biscuits and school supplies to meet the demand of her growing customers.
She will also use the funds to purchase fresh ingredients for her everyday dishes. Minda will
continue doing her business and earn more income to support her needs and her dependents. She will repay her loan over the period of 36 months.

loan added: 01 June 2018

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Minda's loan Repayment schedule

Date Expected repayments Actual repayments
June 2018 £187.50 £176.05
July 2018 £52.08 £52.57
August 2018 £52.08 --
September 2018 £52.08 --
October 2018 £52.08 --
November 2018 £52.08 --

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