Waterfalls Group

Harare, Zimbabwe

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Waterfalls Group has fully repaid their loan of £1213.24

Amount Requested

Amount requested:


Repayment term

Repayment term:

6 Months

Activity type

Activity type:

Retail - clothing

MFI Partner

MFI partner:


Her love for fashion and style led Josephine into the business of selling clothes and shoes. She is a 36-year-old mother of four children with 3 still in school. She stays in Waterfalls, Harare. Josephine started operating her flea market six years ago where she sells clothes for both children and adults. She restocks from South Africa and also locally.  Her husband is a self-employed welder hence has low income so the income she gets from her business is so crucial to the family’s survival.
She joined forces with her four friends from her neighbourhood to form the Waterfalls group, and it was named after their neighborhood. They attended all Thrive training sessions that improved their savings techniques, and marketing skills. They requested a joint loan and Josephine’s portion will be used to restock more clothes to meet the high demand.

Please note that Zimbabwe is at present going through a severe economic recession and that there is an additional risk that some of the loans might be delayed or defaulted.  You can find more information here.

loan added: 03 October 2017

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Waterfalls Group's loan Repayment schedule

Date Expected repayments Actual repayments
October 2017 £110.29 £64.37
November 2017 £183.82 £188.65
December 2017 £183.82 £186.62
January 2018 £183.82 £175.35
February 2018 £183.82 £180.19
March 2018 £183.82 £178.15

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