Togo
Loan description:
Komi is 45 years old, married and a father to three children aged from five to twelve. They all attend school. Komi's wife is a retailer. The family live together in the neighbourhood of Atakpamé. In order to make a living, Komi remakes and sells wooden planks and chevrons that he purchases in a neighbouring town to Atakpamé. After buying the planks in a rough state, he saws them in his machines to give them a polished finish before storing them for sale in his shop, located in Agbo, Kpotamé. His customer base is chiefly composed of the town’s carpenters and joiners. Before taking on this business, Komi was himself a joiner but he seized the opportunity to sell on rough materials to his fellow joiners through his own business. However, as the demands of his business requires him sometimes to go out and spend several days in bushland, he is completely dedicated to it. Komi has made his first request for microcredit to allow him to expand his stock of planks and chevrons for his business. The loan is for 300,000 West African francs and will be repaid in twelve instalments. Komi’s ambition is to open up other points of sale in his town.
Original loan request in French:
Komi a 45 ans, marié et père de 03 enfants âgés entre 12 et 5 ans. Ils sont tous scolarisés. Sa femme est une revendeuse. Ils habitent ensemble dans le quartier d’AGBO à Atakpamé.
Comme activité génératrice de revenus, il revend des planches de bois et des chevrons qu’il achète au village voisin de la ville d’Atakpamé. Après l’achat des planches à l’état brut, il les scie dans ses machines pour leur donner une forme polie avant de les entreposer dans son magasin sis à AgboKpotamé pour la vente. Sa clientèle est essentiellement composée de charpentiers et de menuisiers de la ville.
Avant d’embrasser cette activité, il était menuisier et a saisi l’opportunité de revendre la matière brute à ses pairs menuisiers tout en exerçant aussi l’activité. Cependant, avec les exigences du métier qui nécessite certaines fois des jours en brousse, il s’y est entièrement consacré.
Komi est à sa première demande de microcrédit et celui-ci est destiné à l’achat des planches et chevrons pour les besoins de son activité. Le montant du crédit est de 300 000FCFA remboursable en 12 mensualités.
L’ambition de Komi est de disposer d’autres dépôts de vente dans la ville.
Loan added: 26 January 2012
Komi's loan repayment schedule
| Date | Expected repayments | Actual repayments |
|---|---|---|
| £39.47 | ||
| £32.89 | ||
| £32.89 | ||
| £32.89 | ||
| £32.89 | ||
| £32.89 | ||
| £32.89 |
The above amounts are indicative, based on the exchange rate the day this loan was added to the website. The actual amounts you will receive will be based on an exchange rate at the time the repayment is returned to your account. See our Help Centre for more information.
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