Pierre

Loan description:

Pierre is 70 and the married father of ten children; all attend school. For fifty years, his principal profession has been in field work – that is to say in the cultivation of corn, cassava and pepper. To maximise his rate of production, he employs up to twenty people. His produce is delivered to wholesale clients in the village; generally manufacturers of cassava flour. The remainder is delivered in bulk to the market at Mowodani. With this business, he is able to meet the needs of his family. He has always met his financial commitments to the microfinance organisation ACFB and is now requesting a loan for 200,000 West African francs. This loan would fund the purchase of new plots of land to expand his plantation of palm nuts and his labour force and would thus provide for the demands of more potential customers. This would increase Pierre’s capital, which, in turn would improve his family’s quality of life. It would allow him to save for the purchase of a new palm nut plantation in the near future.

Original loan request in French:

Marié et père de 10 enfants dont la plupart sont encore des élèves, Monsieur DINA est âgée de 70 ans. Il a pour activité principale depuis environ une cinquantaine d’année les travaux champêtres c'est-à-dire la culture du maïs, du manioc et du piment. Pour augmenter sa production, il emploie jusqu'à 20 personnes. Sa récolte est livrée des clients grossistes du village c'est-à-dire les fabricantes de la farine du manioc et le reste est livré en gros sur le marché de Mowodani. Avec cela, il arrive à satisfaire aux besoins de sa petite famille. Ayant toujours honoré ses engagements vis-à-vis de l’ACFB, il sollicite actuellement un prêt de 200.000FCFA qui consistera à l’achat de nouvelles parcelles afin d’agrandir sa plantation de noix de palme, ce qui implique le renforcement de la main d’œuvre et de mieux satisfaire ses clients potentiels. Le bénéfice obtenu lui permettrait d’augmenter son capital, aider sa famille à améliorer sa condition de vie et surtout à économiser pour l’achat très prochainement d’une plantation de noix de palme.