Entrepreneur Falila Podo helped by lendwithcare lenders

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Falila Podo, Togo

Location: Atakpame, Togo
Activity type: Restaurant / Cafe
Date listed: 01 December, 2011
Total loan requested: £540.59

Falila Podo is
100% complete

Original loan requested: £540.59

Activity type:
Restaurant / Cafe

Falila is 29, married and a mother of 3 children. Her children are aged between 7 and 12 and are all attending school. They live in the district of Kwadani. The financial crisis in Togo today makes it hard to make a living. For her part Falila is trying to find some financial independence to help provide for her family. She is a chef and has set up her cafe in a more attractive location, next to the micro-finance agency FUCEC Glei. The clientele consists mainly of employees and students and they greatly appreciate the food hygienically prepared by Falila. She often offers dishes such as rice, beans, couscous, fufu. In the past, Falila sold grain for 11 years but she chose to manage a restaurant because it is much more profitable. To improve her business and create a decent turnover, Falila is requesting for her first time a loan from WAGES. This amount will be invested in her business, chiefly to expand her stock and will purchase 4 sacks of rice, 1 sack of beans, 2 cartons of canned tomatoes and firewood. She buys her goods from Atakpamé as items are cheaper. Falila wants to improve the lives of her family by engaging in effective management of her business.

Original Loan Request in French:
Falila est une revendeuse de 29 ans, mère de 03 enfants . Ces derniers font des études scolaires et sont agés entre 12 et 7 ans. Le chef de ménage est aussi revendeur et ensemble, ils logent dans le quartier de KWADANI.
La crise financière qui sévit dans nos pays aujourd’hui, n’épargne aucune couche sociale. Pour sa part, Falila essaye de trouver une certaine autonomie financière afin de contribuer à subvenir aux besoins de sa famille. Elle fait la restauration à un endroit plutôt attractif, à côté de l’agence de la micro finance FUCEC qui se trouve à Gleï. La clientèle essentiellement constituée de salariés et d’étudiants, apprécie énormément les plats hygiéniquement préparés par Falila. Souvent elle propose des plats comme le riz, le haricot, le couscous, le foufou.
Dans le passé, Falila vendait des céréales mais depuis 11ans, elle a choisi la restauration parce que c’est une activité beaucoup plus rentable. Pour propulser son commerce au sommet et réaliser un bon chiffre d’affaires , Falila sollicite pour sa première fois un crédit de 350 000FCFA à WAGES. Ce montant sera investi automatiquement dans son activité de la façon suivante : achat de 04sacs de riz, 01sac de haricot, 2cartons de tomate en boite et des bois de chauffe. Elle s’approvisionne à Atakpamé; là bas les condiments lui reviennent moins chers.
Falila n’a d’autre ambition que celle qu’ont les mamans pour leurs enfants. Elle souhaite améliorer les conditions de vie de sa famille en s’adonnant à une gestion efficace de son activité.

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Repayment schedule

Date	Expected repayments	Actual repayments
December 2011	£49.14	£65.50
January 2012	£40.95	£39.78
February 2012	£40.95	£39.34
March 2012	£40.95	£38.98
April 2012	£40.95	£38.54
May 2012	£40.95	£39.71
June 2012	£40.95	£40.06
July 2012	£40.95	£39.72
August 2012	£40.95	£39.37
September 2012	£40.95	£38.61
October 2012	£40.95	£38.66
November 2012	£40.95	£38.94
December 2012	£41.00	£38.52